CashClear

Value Proposition

CashClear turns messy financial exports (bank CSVs, Excel files, P&L statements) into the reporting a fractional CFO would deliver — 13-week cash flow forecasts, budget vs. actual variance reports, and pricing/margin analysis — for solopreneurs and small teams who can't afford a bookkeeper or CFO.

Target Customer

Solopreneurs and small businesses (1–20 people) who manage their own finances, lack a dedicated finance person, and want professional-grade cash and margin visibility without the cost or complexity of full accounting software.

Current Status — MVP Complete

All three core features are shipped and live:

Module 1: 13-Week Cash Flow Forecast ✅

• CSV/Excel upload with interactive column mapping
• Transaction parsing with keyword-based auto-categorization (revenue, payroll, rent, vendors, taxes, loan payments, owner draws)
• Rolling 13-week forecast: beginning balance, inflows, outflows, net change, ending balance per week
• Configurable minimum cash buffer with week-level alerts
• Line chart (cash position) with buffer reference line
• "Show the math" expandable formulas per week
• Excel and PDF export

Module 2: Budget vs Actual Variance ✅

• Budget entry via CSV/Excel upload or manual per-category form
• Income/expense type classification