First home buyers comprehensive guide

Mission

Help first home owners from beginning to end - understanding their own finance -debt free/no buy now pay later for at least 6month mention in their statements, no personal loans they are still paying off for little things. -eligibility for first home owners grants from the government, borrowing money from your super. -Create a tracker so they can use it too understand where their money is going. and to track their savings. -find a broker that is working for you and not anyone else. -find out how much borrowing capacity you have and find the best possible rate that you are comfortable paying. (caution note : Don't buy the house package just because the numbers look good.) - Talk too your broker about all the fees that come with borrowing the money ,buying the land, buying the house plans, lawyers, work site fees, builders fee's , any other surprise that come with buying your first home. so you can be mentally prepared. -find a house layout that works for you not because it convenient to the builder. once you find that layout you want, (caution note: not everything in a display home is comes with the house most of the things you see in a display home is 100% an upgrade meaning you need to pay more) - when you are comfortable with all the previous steps, then find a builder that won't overcharge you for regular wood, or anything that you can purchase yourself from bunning or any other hardware/homeware store for cheaper and same quality. shop around, ask question - add important question to ask the builder. - Once all is approved. -the builder will start with the layout of the slab - this is where it all begins. -make sure you go through every stage with your building inspector so you can see what is being done, making sure nothing is missed. everything is working. - things can take a while when you are selecting standard fittings/flooring/ windows/ everything you need for your house to operate. -key things that you might need when living in australia sturdy fence, sturdy roof for both your house and outdoor patio, washing line that gets the sun from every direction, air conditioner for all rooms summers get pretty hot. - add more comprehensive information relating to first home buying in australia. also add in the new government budget report pertaining to buying your first home .

The team