TipSplit
lead
frontend developer
Overview
TipSplit is a budgeting app designed for restaurant servers, bartenders, and tipped workers whose income fluctuates day-to-day. Instead of forcing a rigid monthly budget, it uses the 50/30/20 allocation framework (50% needs, 30% savings & investments, 20% spending) on a weekly or bi-weekly basis that matches your actual pay cycles. Log your tips and wages each shift, and the app automatically recalculates your budget allocations every pay period so you always know where your variable income should go.
The free tier covers core budgeting with daily income logging and 50/30/20 breakdowns. Premium ($3.99/month or $29.99/year) unlocks savings goal tracking, spending categorization, and CSV export reports. Install it on your home screen—it works offline and syncs instantly when you're back online.
Mission
Value Proposition
A budgeting app built specifically for restaurant servers and tipped workers who deal with variable, irregular income. The app calculates 50/30/20 allocations (needs / savings & investments / spending) on a weekly or bi-weekly basis — matching real pay cycles, not a rigid monthly framework. Servers can log their daily tips and wages, and the app automatically rebalances their budget each pay period.
Target Customer
Restaurant servers, bartenders, and other tipped-wage workers in the US — anyone whose income fluctuates day-to-day and who needs a simple, cash-flow-based budget rather than a traditional monthly one.
Revenue Model
Freemium mobile app: free tier covers core budgeting with weekly/bi-weekly 50/30/20 breakdowns. Premium subscription ($3.99/mo or $29.99/yr) adds savings goal tracking, spending categorization, and exportable reports.